πŸ’ΉFinancial Services

Automate call compliance for Japanese financial institutions

100% call transcription, mis-selling detection, immutable audit logs, and AWS Tokyo data residency β€” built for banks, securities firms, and insurance companies.

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3 compliance risks specific to financial contact centres

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Mis-selling goes undetected

Prohibited expressions in investment, insurance, and FX calls β€” 'guaranteed returns', 'always goes up' β€” trigger FSA enforcement actions. Without 100% coverage, risk accumulates unseen.

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Customer instruction calls lack a full audit trail

Trade orders, loan applications, and contract changes made by phone require complete documentation for dispute resolution. Recording alone isn't enough β€” you need linked transcripts and audit logs.

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APPI and financial regulation require parallel compliance

Financial Services Act, Insurance Business Act, and APPI all apply simultaneously. Managing compliance across multiple regulatory frameworks requires a unified, automated system.

Purpose-built for financial compliance teams

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Full-call PII Auto-Redaction

Account numbers, My Number, addresses, and 10+ other PII types masked server-side before any processing. No raw PII in LLM pipelines.

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Mis-selling Keyword Detection

Prohibited expressions auto-detected and severity-ranked. Compliance officers get a daily priority list of calls to review.

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Immutable Audit Log

Every consent change, export action, and retention override recorded with timestamp, user, and reason. Cannot be altered after creation.

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APPI Consent Management

Per-call consent flags updated with one click. Full change history with who, when, and what β€” ready for regulatory audit.

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Regulatory Export

One-click PDF and JSON export with redacted transcripts, audit logs, and quality scores. Formatted for FSA and Zaimukyoku submissions.

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AWS Tokyo Data Sovereignty

All data stored in ap-northeast-1 by default. Private cloud and on-premises deployment available for maximum data control.

Results for financial institutions

100%
Call transcript coverage
Zero
Compliance blind spots
Day 1
APPI compliance achieved
Tokyo
Default data residency

Recommended packs for financial services

PACK

JP Compliance Pack

  • βœ“APPI consent + audit log
  • βœ“PII diff view
  • βœ“Keigo normalisation
PACK

QA Pro Pack

  • βœ“Custom quality rubric
  • βœ“Keyword spotting
  • βœ“Timeline view
PACK

Audit & Export Pack

  • βœ“Audit PDF export
  • βœ“JSON export
  • βœ“Audit trail API

See KoeIQ built for financial compliance

A 30-minute demo covering mis-selling detection, APPI management, and regulatory export.

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